Why you needa plan to generate or form a capital

How doesthe plan work

Plans to create capital

Basic features

Plan
Capital Builder
Lifestart
Investment Plan
Capital Investment Plan
Description
  • Offers insurance protection to the family in the event of loss of life due to an accident
  • Suitable for individuals wishing to save on a regular basis in order to respond to future changes
  • Ability to add the premium payment waiver benefit
  • Offers insurance protection to the family in the event of loss of life due to an accident
  • Low initial premium
  • Ability to add benefits associated with disability
  • Ability to add other supplementary benefits
  • Offers insurance protection to the family against the risk of loss of life
  • Ability to add benefits associated with disability
  • Ability to add other supplementary benefits
  • Offers investment of lump sums, in combination with insurance protection against the risk of death
  • Supplementary benefits cannot be added
Linking to investment funds
YES
YES
YES
YES
Basic Coverage

In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term

In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term

In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater

In the event of loss of life, payment of the selected sum insured or the amount invested, whichever is greater

Age
Duration
Method of compensation
  • Lump sum
  • Lump sum
  • Lump sum
  • Lump sum
Additional benefits
  • Changes are allowed
  • Ability to modify the premium/sum insured according to your needs
  • Can be converted to a paid-up policy
  • Can be reinstated
  • Ability to withdraw/surrender investment units
  • Supplementary benefits can be added or removed
  • 10-year extension available
  • Ability to add a single premium
  • Ability to automatically increase the premium without charge
  • Ability to modify the premium/sum insured according to the client’s current needs
  • Supplementary benefits can be added or removed
  • 10-year extension available
  • Ability to add a single premium
  • Can be reinstated
  • Ability to withdraw/surrender investment units
  • Can be converted to a paid-up policy
  • Changes are allowed
  • Ability to modify the premium/sum insured according to the client’s current needs
  • Ability to add a single premium
  • Can be converted to a paid-up policy
  • Ability to withdraw/surrender investment units
  • Can be reinstated
  • Supplementary benefits can be added or removed
  • Ability to transfer a risk amount to and from another policy
  • 10-year extension available
  • Ability to fully or partially withdraw a number of investment units
  • Ability to add a single premium

Don’t know which plan is suitable for you?

Talk to one of our Insurance Consultants and receive assistance to find out which plan suits you the best.

Benefit by calculating  your income tax

Calculate your annual income tax and the maximum premium allowed to lower your taxes.

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