Annual Amount

• Maximum Annual Limit – €2.000.000
• Annual Claims Excess Amounts – According to your selection (€500 or €1.000 or €2.000 or €5.000 or €8.000 or €10.000 or €20,000)

Under Eurolife’s medica health program, Annual Claims Excess Amounts up to €2.000 will not apply if hospitalization takes place abroad.  Annual Claims Excess Amounts above €2.000 will be reduced by 50%.

Hospitalization

• Hospital Charges – Full Reimbursement
• Physician Fees – Full Reimbursement
• Diagnostic Tests – Full Reimbursement

Medica Outpatient benefits

• Pre-operative diagnostic tests – Full Reimbursement
• Postoperative expenses:
• Physiotherapy – Full Reimbursement of up to €250 per operation
• Diagnostic Tests and Medications – Full Reimbursement up to €200 per operation
  • Outpatient surgery – Full Reimbursement
  • Outpatient cancer treatment – Full Reimbursement
  • First aid following an accident – Full Reimbursement

Other Benefits

• Maternity Allowance
  • Under GHS – €1.000
  • Not under GHS:
    • Normal Delivery – €2.000
    • Cesarean Section – €2.500
• Critical Illness Benefit – €10.000
• Ambulance Transportation – Full Reimbursement of up to €600 per year
• Daily Free Care Allowance – Maximum 90 days per year
  • In Cyprus – €100 per day
  • Abroad – €250 per day
• Hospital stay without Care – Full Reimbursement for Room and Board for one day
• Parent Stay (abroad) – Full Reimbursement
• Coverage of expenses to transport Mortal Remains Abroad from Cyprus – Up to €3.500
• Premium Protection – Until the completion of 10 years’ Premiums

Travel Medical Assistance Abroad

• Medical assistance
• Ambulance transfer
• Return of mortal remains to Cyprus
• Return of minors to Cyprus
• Return of remaining family members to Cyprus
• Visit by one relative and overnight stay expenses  –  limit 7 overnight stays with maximum amount €120 per day

Medical Call Center

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When you purchase a Medica plan you gain access to 24-hour support for all your medical requirements.

Medica Comfort Benefits

• Maximum Annual Limit - €1.000
• Physician Fees – According to your selection (Choice 1: 5 Visits with max €40 per visit per year or Choice 2: Nothing)
• Medications – Full Reimbursement up to €250 per year
• Diagnostic tests - Full Reimbursement up to €250 per year
• Physiotherapy - 20 Visits with max €10 per visit per year
• Psychiatric Illness - 5 Visits with max €40 per visit per year
• Homeopathy - Full Reimbursement up to €400 per year