Why you needa plan to generate or form a capital

How doesthe plan work

Plans to create capital

Basic features

Plan
Capital Builder
Lifestart
Investment Plan
Achiever
Description
  • Offers insurance protection to the family in the event of loss of life due to an accident
  • Suitable for individuals wishing to save on a regular basis in order to respond to future changes
  • Ability to add the premium payment waiver benefit
  • Offers insurance protection to the family in the event of loss of life due to an accident
  • Low initial premium
  • Ability to add benefits associated with disability
  • Ability to add other supplementary benefits
  • Offers insurance protection to the family against the risk of loss of life
  • Ability to add benefits associated with disability
  • Ability to add other supplementary benefits
  • Offers investment of a lump sum, with investment of the entire initial capital, without initial charges.
  • It is not possible to neither add additional benefits nor pay more than one lump sum in the same policy.
Linking to investment funds
YES
YES
YES
YES
Basic Coverage

In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term

In the event of loss of life due to an accident, the insured is paid the selected sum insured or the amount invested, whichever is greater.
The surrender value is paid at the end of the term

In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater

In the event of loss of life, the amount invested will be paid to the insured, or, if at that time a guaranteed amount exists, then the greater of the two will be paid.

Age
Duration
Method of compensation
  • Lump sum
  • Lump sum
  • Lump sum
  • Lump sum
Additional benefits
  • Changes are allowed
  • Ability to modify the premium/sum insured according to your needs
  • Can be converted to a paid-up policy
  • Can be reinstated
  • Ability to withdraw/surrender investment units
  • Supplementary benefits can be added or removed
  • 10-year extension available
  • Ability to add a single premium
  • Ability to automatically increase the premium without charge
  • Ability to modify the premium/sum insured according to the client’s current needs
  • Supplementary benefits can be added or removed
  • 10-year extension available
  • Ability to add a single premium
  • Can be reinstated
  • Ability to withdraw/surrender investment units
  • Can be converted to a paid-up policy
  • Changes are allowed
  • Ability to modify the premium/sum insured according to the client’s current needs
  • Ability to add a single premium
  • Can be converted to a paid-up policy
  • Ability to withdraw/surrender investment units
  • Can be reinstated
  • Supplementary benefits can be added or removed
  • Ability to transfer a risk amount to and from another policy
  • 10-year extension available
  • Ability to fully or partially withdraw a number of investment units without a charge after two years (1st year: 5%, 2nd year: 2,5%)

Benefit by calculating  your income tax

Calculate your annual income tax and the maximum premium allowed to lower your taxes.

Don’t know which plan is suitable for you?

Talk to one of our Insurance Consultants and receive assistance to find out which plan suits you the best.